What Pools, Dogs and Rental Homes Have in Common

Do You Have a Youthful Driver? Own a Pool, Dog or Rental Home?  You Need Umbrella Insurance!

Did you know that each of these could be putting your family’s livelihood at stake? Did you know that without umbrella insurance you could be in great jeopardy if you are sued?  Did you know that some people look for opportunities with people who have a pool or a dog to sure them?

All increase your risk for becoming the target of a lawsuit, as well as your need for a personal umbrella policy. Oftentimes the aspects of our lives that may make us more vulnerable to becoming the target for a lawsuit are not what we would expect.

Common risk factors for a lawsuit include:umbrella insurance

  • Having a youthful driver
  • Owning recreational vehicles
  • Hosting parties at your home or on your property
  • Having a pool or trampoline on your property
  • Owning a dog
  • Driving during rush hour traffic
  • Lengthy commute
  • Owning rental property

Unfortunately, in today’s world you don’t have to be a public figure or a wealthy individual to become a target. As a local insurance agency, our job is to make sure that our clients are provided with information and access to products that give their family the protection they need in the event of the unexpected.  If your agent has not offered umbrella insurance it might be time to look for a new agent.  At the very least, call your agent and make sure you are covered.

We don’t want you to get rid of Fido or forbid your 16-year-old from driving; we just want to make sure you and your family are protected.  Make sure you are covered with umbrella insurance that exceeds past your insurance policies.  You can get enough coverage to be considered untouchable in your state.  That would be a great peace of mind, knowing you and your family are completely protected.


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