Do You Have A Home Inventory?
Home Inventory…why would I need that? Hurricane Season is here. You’ve checked your insurance policy and ensured that you have flood insurance. Now what? The purpose of this is to minimize any losses that could occur during any home emergency by which property is damaged and certainly a hurricane is a frequent culprit.
What should a home inventory include?
- Major appliances.
- Entertainment or electronic equipment
- Valuable home furnishings
- Jewelry (appraised)
- Artwork (appraised)
- Sports equipment
- Valuable tools and lawn equipment
Record the brand name, serial number and purchase price for each item. If you have the receipts, make sure the originals and copies are kept in safe places. Remember, it’s always a great idea to keep digital copies of these receipts. If you are unsure of the value on any items, proactively have them appraised and place the paperwork in a safe place.
One of the best things you can do is to take photographs of these items and keep copies digitally of all paperwork in a place that you can access remotely. An easy way to do this is by creating a Google account. You can have a Google drive that you share with family members and keep important documents in the drive. If something were to happen to your home you would still be able to access your pictures and your inventory from the Google drive.
By taking the time create a home inventory, you could prevent added heartbreak after the damage or loss of property and contents.