Homeowners insurance is designed to protect you from damages to your home and its contents. It also covers you from defense costs if you or any other family member is held legally responsible for damaging other properties. It is important for you to understand the level of protection that is offered by your policy. This […]
Archive | Homeowners Insurance
3 Tips for First-Time Home Buyers
First Time Home Buyer For someone looking to buy their first home, the process can seem completely overwhelming. However, it doesn’t have to be; there are a few things a home buyer needs to keep in mind while searching for a new home that will make the process easier, while yielding better results than you […]
How Can Insurance Protect You from a Lawsuit?
Being in the insurance industry, we see a lot of unfortunate events. We do our best to educate our clients on the best products to protect their family. When it comes to lawsuits no one expects to become a victim. Consider this scenario: Your auto insurance provides $300,000 of liability coverage. A serious accident occurs […]
Actual Cash Value vs. Replacement Value
When buying homeowner’s insurance you will be faced with many different decisions. Do you want to increase your limits of liability? Do you need to get a separate quote for flood insurance? And what is the difference between replacement value and actual cash value anyway? What questions to ask: The first two questions are relatively […]
Renters Insurance for Your Home
Renters Insurance Tips When you own a home, you take pride in its appearance. You want it to look great and feel like a home to you and your family. When you live in a rental, the same feeling applies. Keeping a rental clean and in good shape might be a little work, but it […]
